About Us We help merchants accept payments for less

With a compliant $0‑fee option and free terminal choices.

Our focus is simple

Lower your total cost of acceptance, simplify your hardware, and support you with clear, responsive service. Whether you’re switching from another processor or launching a new location, we make payments easy and predictable.

What we do
Merchant Processing

Card-present, online, and keyed transactions with modern reporting.

$0‑Fee Programs

Compliant surcharge / cash‑discount options for qualified merchants, where permitted by law.

Equipment Choices

Support for a range of popular terminals and POS systems—plus free terminal options for qualified accounts.

How we’re different
Transparent Programs

Clear, written pricing and terms—no surprises, ever.

Speed To Live

Most accounts go live within 48–72 hours after approval.

Merchant‑First Support

Real help with chargebacks, reprogramming, and equipment guidance.

Compliance & security
PCI Best Practices

Guidance on PCI DSS, network rules, and secure processing flows.

Encryption & Tokenization

Modern security features designed to protect cardholder data.

Dispute Support

Clear documentation and playbooks to help you fight chargebacks.

How it works

A simple path from statement review to go‑live. Share your goals, we’ll recommend the best program and hardware for your business

1
Discovery

We review your current setup and objectives—costs, hardware, and integrations—to recommend a best‑fit plan.

2
Approval

Submit the application. Most accounts are approved quickly, with paperwork handled online.

3
Install & go live

We ship or reprogram your equipment, test transactions, and provide quick start guides for your team.

Industries we support

From storefronts to service businesses, we support a wide range of use cases.

Retail
Health & Wellness
Restaurants
Professional Services
E‑commerce
Home & Field Services
Restaurants
Professional Services
Pricing programs
$0‑fee option

Surcharge or cash‑discount structures for qualified merchants, where permitted by law and card‑brand rules.

Interchange‑Plus

Traditional, transparent pricing for businesses that prefer pass‑through costs and fixed margins.

Custom Programs

High‑volume or multi‑location businesses can tailor programs to fit their mix of in‑person and online payments.

Hardware & integrations
Bring‑Your‑Own Device

Already have terminals or a POS? We’ll check compatibility and attempt reprogramming where supported.

Free Terminal Options

Qualified merchants can choose from popular countertop and mobile terminals at no additional cost.

APIs & Ecommerce

Connect your online store or custom app with gateway and tokenization support.

Our commitments
Transparency

Plain‑language pricing and written terms.

Security‑First

Protecting cardholder data is non‑negotiable.

Merchant‑First

Your success guides our roadmap and support.

Speed

Fast underwriting, fast installs, fast answers.

Reliability

Stable processing and proactive communication.

Ready to compare statements or go live?

Send us your latest processing statement or tell us about your setup. We’ll outline savings and the best path forward.

Looking for policies? See our Terms & Conditions and Privacy Policy.